It’s worth talking to an independent mortgage or financial advisor as they can often help to speed up the process of applying for a mortgage. You’ll have the benefit of their expertise and experience, meaning that your application is more likely to be a good one. They’ll also be able to keep an eye on the progress of your application for you, helping to relieve some of the stress associated with moving house. Overall, they’ll give you sound, impartial advice and peace of mind in your mortgage.

Common topics asked about mortgages:

• Fixed vs Variable Rate
• Down Payment Amount Required
• Optimal Amortization Time
• CMHC Costs
• Percentage Rates
• Portability
• Pre-Payment Privileges

If you have further questions, please contact me for a consultation.